注明：应用已经上线，正在和一些已经上架的人探讨那些文件是必需的。
自从十九大之后，p2p类应用审核越发严格。经常出现好久不能上线，一直被拒的现象。近期我们公司上架一款新的应用就出现了这个问题。开始时，我们不知道缺少什么证件，什么资质。后来在和苹果电话邮件沟通后也没有得到具体回复。再又一次重新提交后，终于审核人员回复了具体什么证件。现提供给大家。
原文：
Guideline 5.2.1 - Legal - Intellectual Property
We have started the review of your app, but we are not able to continue because we need additional information about your app.
Next Steps
To help us proceed with the review of your app, please provide the following information. The more information you can provide upfront, the sooner we can complete your review.
1. A copy of your Business License that verifies the authorization from the Internet Loan Information Agency (营业执照，营业范围证明其是网络借贷信息中介结构).
2. A copy of your Finance Permit issued from the local finance governing authority (金融许可证).
3. A copy of the Value Added Telecom Business Operation Permit issued by the local Ministry of Information Industry and Technology (从当地工信部获得的增值电信业务经营许可证).
4. Terms & Conditions for your app and service.
5. In the case of dispute, what resolution mechanism does your app and service offer?
6. What is your responsibility in such case? Is such responsibility stated clearly in the Terms & Conditions?
7. How will the involved parties trace one another?
Additionally, please ensure your app’s Support and Privacy URLs in the metadata direct users to the webpages with appropriate information.
Once you reply to this message in Resolution Center with the requested information, we can proceed with your review.
总结：
1.营业执照，证明有金融方面的资质
2.金融许可证，说明允许办理金融，但是现在办不下来，而且大部分公司都没有
3.增值电信许可证，这个可以办
4.应该是注册协议
5.6 可能是免责声明之类的
7.这个是什么不太清楚，可以找公司的法务问一下。有知道的可以留言谢谢。
注明：应用已经上线，正在和一些已经上架的人探讨那些文件是必需的。